/* ============================================
   BGFIBank RDC — SITE_RDC_2
   Sobre & Corporate Institutional Design
   ============================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Playfair+Display:wght@400;500;600;700;800&display=swap');

/* ---- CSS Variables — Sobre Corporate ---- */
:root {
  /* Primary palette — clean, professional */
  --navy: #003a74;
  --navy-deep: #002b56;
  --navy-darker: #001a3a;
  --blue-accent: #0d91d0;
  --sage: #a8b088;
  --sage-light: #c7d4a9;
  --sage-dark: #8a9470;
  --teal: #12bcbd;
  --teal-dark: #367880;
  --gold: #a8b088;
  --gold-light: #c7d4a9;

  /* Neutral, sobres */
  --white: #FFFFFF;
  --off-white: #FAFBFC;
  --cream: #F5F6F8;
  --gray-50: #F7F8FA;
  --gray-100: #EFF1F3;
  --gray-200: #E2E4E8;
  --gray-300: #CED1D6;
  --gray-400: #9CA1A9;
  --gray-500: #6B7280;
  --gray-600: #4B5563;
  --gray-700: #374151;
  --gray-800: #1F2937;
  --black: #111827;

  /* Text hierarchy — sobre */
  --text-primary: #1a1a2e;
  --text-secondary: #4B5563;
  --text-muted: #9CA1A9;
  --text-on-dark: #F8F7F4;
  --text-on-dark-muted: rgba(248,247,244,0.65);

  /* Aliases */
  --primary: #003a74;
  --primary-dark: #002b56;
  --primary-light: #3f84b6;
  --accent-green: #a8b088;
  --accent-blue: #0d91d0;
  --light-gray: #f5f6f8;
  --mid-gray: #e8e9eb;
  --dark-gray: #333333;
  --text-gray: #bababa;
  --text-dark: #222222;
  --text-body: #444444;
  --secondary-green: #7dcaa5;
  --secondary-navy: #003666;
  --secondary-blue-light: #3f84b6;
  --secondary-blue-mid: #3098c8;
  --product-pink: #b03058;
  --product-green: #40a860;
  --product-orange: #e86828;
  --product-red: #e04038;
  --product-purple: #982878;

  --radius-full: 9999px;
  --container-max: 1320px;
  --container: 1320px;
  --font-heading: 'Playfair Display', Georgia, 'Times New Roman', serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-main: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  --radius-sm: 8px;
  --radius-md: 14px;
  --radius-lg: 20px;
  --radius-xl: 28px;

  --shadow-subtle: 0 1px 2px rgba(0,0,0,0.04);
  --shadow-sm: 0 1px 4px rgba(0,0,0,0.06), 0 2px 8px rgba(0,0,0,0.04);
  --shadow-md: 0 4px 16px rgba(0,0,0,0.06), 0 8px 24px rgba(0,0,0,0.04);
  --shadow-lg: 0 8px 32px rgba(0,0,0,0.08), 0 16px 48px rgba(0,0,0,0.04);
  --shadow-xl: 0 16px 48px rgba(0,0,0,0.1), 0 24px 64px rgba(0,0,0,0.06);

  --ease: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-in-out: cubic-bezier(0.65, 0, 0.35, 1);
}

/* ---- Reset ---- */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-main);
  font-size: 15px;
  color: var(--text-primary);
  line-height: 1.7;
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
ul, ol { list-style: none; }

/* ---- Container ---- */
.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }

/* ---- Typography — sobre, Playfair pour titres ---- */
h1, h2 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.15;
  color: var(--text-primary);
}
h3, h4, h5, h6 {
  font-family: var(--font-main);
  font-weight: 700;
  line-height: 1.2;
  color: var(--text-primary);
}
h1 { font-size: clamp(2.2rem, 4.5vw, 3.6rem); letter-spacing: -0.01em; }
h2 { font-size: clamp(1.8rem, 3vw, 2.6rem); letter-spacing: -0.01em; }
h3 { font-size: clamp(1.15rem, 1.8vw, 1.4rem); letter-spacing: -0.01em; }

.section-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 16px;
}
.section-eyebrow::before {
  content: '';
  width: 28px;
  height: 2px;
  background: var(--navy);
  border-radius: 1px;
}
.section-subtitle {
  font-size: 16px;
  color: var(--text-secondary);
  max-width: 540px;
  line-height: 1.75;
}

/* ---- Buttons — sobres, raffines ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 13px 28px;
  font-family: var(--font-main);
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.01em;
  border-radius: var(--radius-sm);
  transition: all 0.35s var(--ease);
  position: relative;
  overflow: hidden;
  white-space: nowrap;
}
.btn--primary {
  background: var(--navy);
  color: var(--white);
  border: 1px solid var(--navy);
}
.btn--primary:hover {
  background: var(--navy-deep);
  box-shadow: 0 6px 20px rgba(0,58,116,0.2);
  transform: translateY(-1px);
}
.btn--sage {
  background: var(--navy);
  color: var(--white);
  border: none;
  font-weight: 700;
}
.btn--sage:hover {
  background: var(--navy-deep);
  box-shadow: 0 6px 20px rgba(0,58,116,0.2);
  transform: translateY(-1px);
}
.btn--outline {
  background: transparent;
  color: var(--navy);
  border: 1.5px solid var(--gray-300);
}
.btn--outline:hover {
  border-color: var(--navy);
  background: var(--navy);
  color: var(--white);
}
.btn--outline-light {
  background: rgba(255,255,255,0.08);
  color: white;
  border: 1.5px solid rgba(255,255,255,0.25);
  backdrop-filter: blur(8px);
}
.btn--outline-light:hover {
  background: rgba(255,255,255,0.18);
  border-color: rgba(255,255,255,0.5);
}
.btn--white {
  background: white;
  color: var(--navy);
  border: none;
}
.btn--white:hover {
  box-shadow: 0 6px 20px rgba(0,0,0,0.1);
  transform: translateY(-1px);
}
.btn--sm { padding: 10px 22px; font-size: 13px; }
.btn--lg { padding: 16px 34px; font-size: 15px; }
.btn--online {
  background: var(--sage);
  color: white;
  border: none;
}
.btn--online:hover { background: var(--sage-dark); }
.btn--gold {
  background: var(--navy);
  color: white;
  border: none;
  font-weight: 700;
}
.btn--gold:hover {
  background: var(--navy-deep);
  box-shadow: 0 6px 20px rgba(0,58,116,0.2);
  transform: translateY(-1px);
}

/* ============================================
   HEADER — Sobre Corporate
   ============================================ */
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  transition: all 0.5s var(--ease);
}

/* Top utility bar */
.header__top {
  background: var(--navy-darker);
  padding: 0;
  font-size: 12px;
  color: rgba(255,255,255,0.55);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.header__top .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  height: 36px;
}
.header__segments {
  display: flex;
  gap: 0;
}
.header__seg {
  padding: 0 18px;
  height: 36px;
  display: flex;
  align-items: center;
  font-weight: 500;
  font-size: 12px;
  color: rgba(255,255,255,0.55);
  transition: all 0.3s;
  border-bottom: 2px solid transparent;
  letter-spacing: 0.02em;
}
.header__seg:hover,
.header__seg.active {
  color: white;
  background: rgba(255,255,255,0.06);
  border-bottom-color: var(--sage);
}
.header__utils {
  display: flex;
  align-items: center;
  gap: 6px;
}
.header__social-link {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.45);
  font-size: 13px;
  transition: all 0.3s;
  text-decoration: none;
  line-height: 1;
}
.header__social-link i {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  height: 100%;
  line-height: 1;
}
.header__social-link:hover {
  color: white;
  background: rgba(255,255,255,0.1);
}

/* Main nav bar */
.header__main {
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  transition: all 0.5s var(--ease);
}
.header.scrolled .header__main {
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(16px);
  box-shadow: 0 2px 20px rgba(0,0,0,0.06);
}
.header__main .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}
.header__brand {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-shrink: 0;
}
.header__logo {
  height: 44px;
  width: auto;
  transition: all 0.4s var(--ease);
}
.header.scrolled .header__logo { height: 36px; }
.header__brand-text {
  font-size: 11px;
  color: var(--text-muted);
  line-height: 1.3;
  border-left: 1px solid var(--gray-200);
  padding-left: 14px;
  letter-spacing: 0.02em;
}

/* Nav links */
.header__nav {
  display: flex;
  align-items: center;
  gap: 2px;
}
.header__link {
  padding: 10px 16px;
  font-size: 13.5px;
  font-weight: 500;
  color: var(--text-secondary);
  border-radius: var(--radius-sm);
  transition: all 0.3s;
  position: relative;
  letter-spacing: 0.01em;
}
.header__link:hover {
  color: var(--navy);
  background: var(--gray-50);
}
.header__link.active {
  color: var(--navy);
  font-weight: 600;
}
.header__link.active::after {
  content: '';
  position: absolute;
  bottom: 4px;
  left: 16px;
  right: 16px;
  height: 2px;
  background: var(--navy);
  border-radius: 1px;
}

/* Mega menu dropdown */
.header__dropdown {
  position: relative;
}
.header__dropdown-menu {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(10px);
  min-width: 520px;
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-xl);
  padding: 24px;
  opacity: 0;
  visibility: hidden;
  transition: all 0.35s var(--ease);
  pointer-events: none;
  z-index: 100;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6px;
  margin-top: 8px;
}
.header__dropdown:hover .header__dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
  pointer-events: auto;
}
.header__dropdown-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 16px;
  border-radius: var(--radius-sm);
  transition: all 0.25s;
  color: var(--text-primary);
}
.header__dropdown-item:hover {
  background: var(--gray-50);
}
.header__dropdown-icon {
  width: 42px;
  height: 42px;
  border-radius: 10px;
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  color: var(--navy);
  flex-shrink: 0;
}
.header__dropdown-text h4 {
  font-size: 14px;
  font-weight: 600;
  margin-bottom: 2px;
  color: var(--navy);
}
.header__dropdown-text p {
  font-size: 12px;
  color: var(--text-muted);
  line-height: 1.4;
}

/* Nav CTA */
.header__cta {
  display: flex;
  align-items: center;
  gap: 10px;
}

/* Mobile toggle */
.header__toggle {
  display: none;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  color: var(--navy);
  border-radius: var(--radius-sm);
  transition: background 0.3s;
}
.header__toggle:hover { background: var(--gray-100); }

/* ============================================
   MOBILE DRAWER — Clean
   ============================================ */
.mobile-overlay {
  position: fixed;
  inset: 0;
  background: rgba(0,20,50,0.4);
  z-index: 1100;
  opacity: 0;
  visibility: hidden;
  transition: all 0.4s;
  backdrop-filter: blur(4px);
}
.mobile-overlay.active { opacity: 1; visibility: visible; }

.mobile-drawer {
  position: fixed;
  top: 0;
  right: -340px;
  width: 320px;
  max-width: 88vw;
  height: 100%;
  background: white;
  z-index: 1101;
  transition: right 0.5s var(--ease);
  box-shadow: -8px 0 30px rgba(0,0,0,0.1);
  overflow-y: auto;
  display: flex;
  flex-direction: column;
}
.mobile-drawer.active { right: 0; }
.mobile-drawer__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 24px;
  border-bottom: 1px solid var(--gray-200);
}
.mobile-drawer__header img { height: 36px; }
.mobile-drawer__close {
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--gray-50);
  color: var(--navy);
  font-size: 18px;
  transition: all 0.3s;
}
.mobile-drawer__close:hover { background: var(--gray-100); }
.mobile-drawer__nav { padding: 16px 24px; flex: 1; }
.mobile-drawer__link {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 0;
  font-size: 15px;
  font-weight: 500;
  color: var(--text-primary);
  border-bottom: 1px solid var(--gray-100);
  transition: color 0.2s;
}
.mobile-drawer__link:hover { color: var(--navy); }
.mobile-drawer__link i {
  width: 20px;
  text-align: center;
  color: var(--navy);
  font-size: 14px;
}
.mobile-drawer__cta {
  padding: 20px 24px;
  border-top: 1px solid var(--gray-200);
  background: var(--gray-50);
}
.mobile-drawer__cta .btn { width: 100%; justify-content: center; margin-bottom: 10px; }

/* ============================================
   HERO — Full-screen Cinematic
   ============================================ */
.hero {
  position: relative;
  height: 100vh;
  min-height: 600px;
  max-height: 1000px;
  overflow: hidden;
  background: var(--navy-darker);
}

/* Slides */
.hero__slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  transition: opacity 1.4s ease-in-out;
}
.hero__slide.active { opacity: 1; }
.hero__slide--video video {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: top;
}
.hero__slide--image {
  background-size: cover;
  background-position: center top;
}
.hero__slide--image.active {
  animation: kenBurns 12s ease-in-out forwards;
}
@keyframes kenBurns {
  0% { transform: scale(1); }
  100% { transform: scale(1.06); }
}

/* Overlay gradient — sobre, less dramatic */
.hero__overlay {
  position: absolute;
  inset: 0;
  z-index: 1;
  background: linear-gradient(160deg,
    rgba(0,20,50,0.88) 0%,
    rgba(0,35,70,0.6) 40%,
    rgba(0,50,90,0.3) 70%,
    rgba(0,58,116,0.15) 100%
  );
}
.hero__overlay--center {
  background: linear-gradient(to top,
    rgba(0,20,50,0.85) 0%,
    rgba(0,35,70,0.45) 40%,
    rgba(0,58,116,0.15) 100%
  );
}

/* Grain texture */
.hero__grain {
  position: absolute;
  inset: 0;
  z-index: 2;
  opacity: 0.02;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
  pointer-events: none;
}

/* Content — centered */
.hero__content {
  position: absolute;
  inset: 0;
  z-index: 3;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 0 24px;
}
.hero__inner {
  max-width: 720px;
}

/* Animated entrance */
.hero__badge,
.hero__title,
.hero__desc,
.hero__actions {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.8s ease, transform 0.8s var(--ease);
}
.hero__slide.active .hero__badge { opacity: 1; transform: translateY(0); transition-delay: 0.15s; }
.hero__slide.active .hero__title { opacity: 1; transform: translateY(0); transition-delay: 0.35s; }
.hero__slide.active .hero__desc  { opacity: 1; transform: translateY(0); transition-delay: 0.55s; }
.hero__slide.active .hero__actions { opacity: 1; transform: translateY(0); transition-delay: 0.75s; }

.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 18px;
  background: rgba(255,255,255,0.1);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 50px;
  font-size: 11px;
  font-weight: 600;
  color: rgba(255,255,255,0.9);
  text-transform: uppercase;
  letter-spacing: 0.12em;
  margin-bottom: 24px;
  backdrop-filter: blur(12px);
}
.hero__title {
  font-size: clamp(2.4rem, 5.5vw, 4rem);
  font-weight: 800;
  line-height: 1.08;
  color: white;
  margin-bottom: 20px;
  letter-spacing: -0.02em;
}
.hero__title span {
  color: var(--sage-light);
}
.hero__desc {
  font-size: 16px;
  color: rgba(255,255,255,0.7);
  line-height: 1.7;
  margin-bottom: 32px;
  max-width: 520px;
  margin-left: auto;
  margin-right: auto;
}
.hero__actions {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
}

/* Progress bar */
.hero__progress {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 5;
  display: flex;
  height: 3px;
  background: rgba(255,255,255,0.08);
}
.hero__progress-bar {
  flex: 1;
  position: relative;
  cursor: pointer;
}
.hero__progress-bar::after {
  content: '';
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 0;
  background: var(--sage);
  transition: width 0.3s;
}
.hero__progress-bar.active::after {
  animation: progressFill 6s linear forwards;
}
.hero__progress-bar.done::after {
  width: 100%;
  background: rgba(255,255,255,0.2);
}
@keyframes progressFill {
  from { width: 0; }
  to { width: 100%; }
}

/* Navigation arrows */
.hero__nav {
  position: absolute;
  top: 50%;
  z-index: 4;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: rgba(255,255,255,0.08);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(255,255,255,0.12);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
  cursor: pointer;
  transition: all 0.4s var(--ease);
}
.hero__nav:hover {
  background: rgba(255,255,255,0.18);
  transform: translateY(-50%) scale(1.05);
}
.hero__nav--prev { left: 32px; transform: translateY(-50%); }
.hero__nav--next { right: 32px; transform: translateY(-50%); }

/* Scroll indicator */
.hero__scroll {
  position: absolute;
  bottom: 36px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 5;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.35);
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: 0.2em;
  animation: scrollBounce 2s ease-in-out infinite;
}
.hero__scroll-line {
  width: 1px;
  height: 30px;
  background: linear-gradient(to bottom, rgba(255,255,255,0.25), transparent);
}
@keyframes scrollBounce {
  0%, 100% { transform: translateX(-50%) translateY(0); }
  50% { transform: translateX(-50%) translateY(6px); }
}

/* ============================================
   METRICS BAR — Floating, sobre
   ============================================ */
.metrics {
  position: relative;
  z-index: 10;
  margin-top: -52px;
  padding: 0 24px;
}
.metrics__inner {
  max-width: var(--container);
  margin: 0 auto;
  background: white;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  overflow: hidden;
  border: 1px solid var(--gray-100);
}
.metrics__item {
  text-align: center;
  padding: 30px 20px;
  position: relative;
  transition: background 0.3s;
}
.metrics__item:not(:last-child)::after {
  content: '';
  position: absolute;
  right: 0;
  top: 22%;
  bottom: 22%;
  width: 1px;
  background: var(--gray-200);
}
.metrics__item:hover { background: var(--gray-50); }
.metrics__icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 10px;
  font-size: 16px;
  color: var(--navy);
}
.metrics__num {
  font-size: 1.9rem;
  font-weight: 800;
  color: var(--navy);
  line-height: 1;
  letter-spacing: -0.02em;
}
.metrics__label {
  font-size: 11px;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-top: 6px;
  font-weight: 500;
}

/* ============================================
   TRUST BAR — Certifications
   ============================================ */
.trust {
  padding: 32px 0;
  border-bottom: 1px solid var(--gray-100);
}
.trust__inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}
.trust__item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 600;
  color: var(--text-secondary);
  letter-spacing: 0.02em;
}
.trust__item i {
  font-size: 16px;
  color: var(--navy);
  opacity: 0.6;
}

/* ============================================
   SECTIONS — sobre spacing
   ============================================ */
.section {
  padding: 96px 24px;
}
.section > *:not(.container) {
  max-width: var(--container);
  margin-left: auto;
  margin-right: auto;
}
.section--sm { padding-top: 56px; padding-bottom: 56px; }
.section--lg { padding-top: 128px; padding-bottom: 128px; }
.section--gray { background: var(--gray-50); }
.section--cream { background: var(--cream); }
.section--dark { background: var(--navy-deep); color: white; }
.section--dark h2,
.section--dark h3 { color: white; }

.section__header {
  margin-bottom: 48px;
}
.section__header.text-center {
  text-align: center;
}
.section__header.text-center .section-subtitle {
  margin-left: auto;
  margin-right: auto;
}
.section__header.text-center .section-eyebrow {
  justify-content: center;
}

/* ============================================
   SERVICES — Clean cards
   ============================================ */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.service-card {
  background: white;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--gray-200);
  transition: all 0.4s var(--ease);
  position: relative;
}
.service-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--gray-300);
}
.service-card__img {
  height: 200px;
  overflow: hidden;
}
.service-card__img-inner {
  width: 100%;
  height: 100%;
  background-size: cover;
  background-position: center;
  transition: transform 0.6s var(--ease);
}
.service-card:hover .service-card__img-inner { transform: scale(1.04); }
.service-card__body {
  padding: 28px;
}
.service-card__tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 12px;
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: 50px;
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--navy);
  margin-bottom: 14px;
}
.service-card__title {
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 10px;
}
.service-card__text {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.7;
  margin-bottom: 18px;
}
.service-card__link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  transition: all 0.3s;
}
.service-card__link:hover { gap: 12px; }
.service-card__link i { font-size: 11px; transition: transform 0.3s; }
.service-card:hover .service-card__link i { transform: translateX(4px); }

/* Star watermark on cards — subtle */
.service-card::before {
  content: '';
  position: absolute;
  right: -8px;
  bottom: -8px;
  width: 80px;
  height: 80px;
  background: url('../images/bgfi-star.png') center/contain no-repeat;
  opacity: 0.06;
  pointer-events: none;
  z-index: 0;
}

/* ============================================
   SPLIT SECTION
   ============================================ */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}
.split--reverse { direction: rtl; }
.split--reverse > * { direction: ltr; }
.split__text { max-width: 500px; }
.split__text h2 { margin-bottom: 16px; }
.split__text p { color: var(--text-secondary); margin-bottom: 24px; line-height: 1.8; }

/* ============================================
   SIMULATOR — Navy, sobre
   ============================================ */
.simulator {
  background: var(--navy);
  border-radius: var(--radius-xl);
  padding: 36px;
  color: white;
  position: relative;
  overflow: hidden;
}
.simulator::before {
  content: '';
  position: absolute;
  right: -15px;
  top: -15px;
  width: 120px;
  height: 120px;
  background: url('../images/bgfi-star.png') center/contain no-repeat;
  opacity: 0.15;
  pointer-events: none;
}
.simulator__title {
  font-size: 1.3rem;
  font-weight: 700;
  margin-bottom: 24px;
  display: flex;
  align-items: center;
  gap: 12px;
  color: white;
}
.simulator__title i { color: var(--sage-light); }
.simulator__row { margin-bottom: 18px; }
.simulator__label {
  display: block;
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: 8px;
  color: rgba(255,255,255,0.55);
}
.simulator__input {
  width: 100%;
  padding: 13px 16px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-sm);
  color: white;
  font-family: var(--font-main);
  font-size: 16px;
  font-weight: 600;
  transition: border-color 0.3s;
}
.simulator__input:focus {
  outline: none;
  border-color: var(--sage);
}
.simulator__range {
  width: 100%;
  margin-top: 8px;
  -webkit-appearance: none;
  height: 4px;
  background: rgba(255,255,255,0.12);
  border-radius: 2px;
  outline: none;
}
.simulator__range::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--sage-light);
  border: 2px solid white;
  cursor: pointer;
}
.simulator__result {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--radius-md);
  padding: 22px;
  text-align: center;
  margin-top: 24px;
}
.simulator__result-label {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: rgba(255,255,255,0.45);
  font-weight: 600;
}
.simulator__result-value {
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--sage-light);
  margin-top: 6px;
  letter-spacing: -0.02em;
}

/* ============================================
   FEATURE CARDS — Espaces
   ============================================ */
.features-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.feature-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 36px 24px 32px;
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  transition: all 0.4s var(--ease);
  position: relative;
  overflow: hidden;
  text-decoration: none;
}
.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--navy);
}
.feature-card::before {
  content: '';
  position: absolute;
  right: -8px;
  bottom: -8px;
  width: 70px;
  height: 70px;
  background: url('../images/bgfi-star.png') center/contain no-repeat;
  opacity: 0.06;
  pointer-events: none;
}
.feature-card__icon {
  width: 60px;
  height: 60px;
  border-radius: 14px;
  background: var(--navy);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: 18px;
  transition: transform 0.4s var(--ease);
}
.feature-card:hover .feature-card__icon { transform: scale(1.06); }
.feature-card__title {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 8px;
}
.feature-card__text {
  font-size: 13px;
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 14px;
}
.feature-card__arrow {
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  opacity: 0;
  transform: translateY(6px);
  transition: all 0.3s;
  display: flex;
  align-items: center;
  gap: 6px;
}
.feature-card:hover .feature-card__arrow { opacity: 1; transform: translateY(0); }

/* ============================================
   NEWS CARDS
   ============================================ */
.news-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.news-card {
  background: white;
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--gray-200);
  transition: all 0.4s var(--ease);
}
.news-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--gray-300);
}
.news-card__img {
  height: 200px;
  overflow: hidden;
}
.news-card__img-inner {
  width: 100%;
  height: 100%;
  background-size: cover;
  background-position: center;
  transition: transform 0.6s var(--ease);
}
.news-card:hover .news-card__img-inner { transform: scale(1.04); }
.news-card__body { padding: 24px; }
.news-card__tag {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 4px 12px;
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: 50px;
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--navy);
  margin-bottom: 10px;
}
.news-card__date {
  font-size: 12px;
  color: var(--text-muted);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 6px;
}
.news-card__title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 14px;
  line-height: 1.35;
}
.news-card__link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  transition: gap 0.3s;
}
.news-card__link:hover { gap: 10px; }

/* ============================================
   PARALLAX CTA
   ============================================ */
.parallax-cta {
  position: relative;
  overflow: hidden;
  min-height: 380px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.parallax-cta__bg {
  position: absolute;
  inset: -20%;
  background-size: cover;
  background-position: center;
  will-change: transform;
}
.parallax-cta__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(0,26,58,0.9) 0%, rgba(0,43,86,0.75) 100%);
}
.parallax-cta__content {
  position: relative;
  z-index: 2;
  text-align: center;
  padding: 72px 24px;
  max-width: 600px;
  margin: 0 auto;
}
.parallax-cta__content h2 {
  color: white;
  font-size: clamp(1.6rem, 2.8vw, 2.2rem);
  margin-bottom: 14px;
}
.parallax-cta__content p {
  color: rgba(255,255,255,0.7);
  font-size: 16px;
  margin-bottom: 28px;
}
.parallax-cta__actions {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
}

/* ============================================
   FOOTER — Dark Navy, sobre
   ============================================ */
.footer {
  background: var(--navy-darker);
  color: rgba(255,255,255,0.55);
  padding-top: 72px;
  position: relative;
  overflow: hidden;
}
.footer::before {
  content: '';
  position: absolute;
  left: 50%;
  top: -40px;
  transform: translateX(-50%);
  width: 100px;
  height: 100px;
  background: url('../images/bgfi-star.png') center/contain no-repeat;
  opacity: 0.08;
  pointer-events: none;
}
.footer__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 24px;
  padding-bottom: 36px;
  margin-bottom: 36px;
  border-bottom: 1px solid rgba(255,255,255,0.06);
}
.footer__brand {
  display: flex;
  align-items: center;
  gap: 16px;
}
.footer__brand img { height: 36px; }
.footer__brand-text {
  font-size: 12px;
  color: rgba(255,255,255,0.4);
  border-left: 1px solid rgba(255,255,255,0.1);
  padding-left: 16px;
  line-height: 1.4;
}
.footer__newsletter {
  display: flex;
  gap: 10px;
  max-width: 400px;
  flex: 1;
  min-width: 280px;
}
.footer__newsletter input {
  flex: 1;
  padding: 12px 20px;
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 50px;
  background: rgba(255,255,255,0.06);
  color: white;
  font-family: var(--font-main);
  font-size: 13px;
  transition: border-color 0.3s;
}
.footer__newsletter input::placeholder { color: rgba(255,255,255,0.3); }
.footer__newsletter input:focus {
  outline: none;
  border-color: var(--sage);
}

.footer__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 36px;
  padding-bottom: 44px;
}
.footer__col h4 {
  font-size: 13px;
  font-weight: 700;
  color: white;
  margin-bottom: 18px;
  letter-spacing: 0.03em;
  text-transform: uppercase;
}
.footer__link {
  display: block;
  font-size: 14px;
  padding: 5px 0;
  color: rgba(255,255,255,0.45);
  transition: all 0.3s;
}
.footer__link:hover { color: white; transform: translateX(3px); }
.footer__contact-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 5px 0;
  font-size: 14px;
}
.footer__contact-icon {
  width: 30px;
  height: 30px;
  border-radius: 8px;
  background: rgba(255,255,255,0.06);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  color: var(--sage);
  flex-shrink: 0;
}
.footer__social {
  display: flex;
  gap: 8px;
  margin-top: 14px;
}
.footer__social a {
  width: 34px;
  height: 34px;
  border-radius: 8px;
  background: rgba(255,255,255,0.06);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.45);
  font-size: 13px;
  transition: all 0.3s;
}
.footer__social a:hover {
  background: rgba(255,255,255,0.12);
  color: white;
}
.footer__bottom {
  border-top: 1px solid rgba(255,255,255,0.06);
  padding: 22px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
}
.footer__bottom-links {
  display: flex;
  gap: 24px;
}
.footer__bottom-links a {
  color: rgba(255,255,255,0.35);
  transition: color 0.3s;
}
.footer__bottom-links a:hover { color: white; }

/* ============================================
   PRELOADER
   ============================================ */
.preloader {
  position: fixed;
  inset: 0;
  z-index: 9999;
  background: var(--navy-darker);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: opacity 0.7s ease, visibility 0.7s ease;
}
.preloader.hidden { opacity: 0; visibility: hidden; pointer-events: none; }
.preloader__logo {
  width: 72px;
  animation: preloaderPulse 1.2s ease-in-out infinite;
}
@keyframes preloaderPulse {
  0%, 100% { opacity: 0.3; transform: scale(0.95); }
  50% { opacity: 1; transform: scale(1.05); }
}

/* ============================================
   COOKIE BANNER
   ============================================ */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: rgba(26,26,46,0.96);
  backdrop-filter: blur(20px);
  color: white;
  padding: 18px 28px;
  z-index: 1001;
  display: none;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  box-shadow: 0 -4px 20px rgba(0,0,0,0.1);
}
.cookie-banner p { font-size: 14px; flex: 1; color: rgba(255,255,255,0.8); }
.cookie-banner a { color: var(--sage-light); text-decoration: underline; }
.cookie-banner__actions { display: flex; gap: 10px; flex-shrink: 0; }

/* ============================================
   FLOATING BUTTONS
   ============================================ */
.fab-group {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 900;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.fab {
  width: 48px;
  height: 48px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 17px;
  transition: all 0.4s var(--ease);
  box-shadow: var(--shadow-md);
}
.fab--top {
  background: var(--navy);
  color: white;
  opacity: 0;
  transform: translateY(20px);
  pointer-events: none;
}
.fab--top.visible {
  opacity: 1;
  transform: translateY(0);
  pointer-events: auto;
}
.fab--top:hover { background: var(--navy-deep); transform: translateY(-2px); }
.fab--chat {
  background: var(--navy);
  color: white;
}
.fab--chat:hover { transform: translateY(-2px); box-shadow: var(--shadow-lg); }

/* ============================================
   SCROLL ANIMATIONS
   ============================================ */
.fade-up {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s var(--ease);
}
.fade-up.visible { opacity: 1; transform: translateY(0); }
.slide-left {
  opacity: 0;
  transform: translateX(-30px);
  transition: opacity 0.6s ease, transform 0.6s var(--ease);
}
.slide-left.visible { opacity: 1; transform: translateX(0); }
.slide-right {
  opacity: 0;
  transform: translateX(30px);
  transition: opacity 0.6s ease, transform 0.6s var(--ease);
}
.slide-right.visible { opacity: 1; transform: translateX(0); }

/* ============================================
   MOT DU DG
   ============================================ */
.dg-quote {
  padding: 100px 0;
  background: var(--gray-50);
}
.dg-quote__inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  gap: 60px;
}
.dg-quote__photo {
  flex-shrink: 0;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  overflow: hidden;
  border: 4px solid var(--navy);
  box-shadow: 0 8px 32px rgba(0,58,116,0.12);
}
.dg-quote__photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.dg-quote__content {
  flex: 1;
}
.dg-quote__icon {
  font-size: 2.5rem;
  color: var(--sage);
  margin-bottom: 16px;
  opacity: 0.6;
}
.dg-quote__text {
  font-family: var(--font-heading);
  font-size: 1.35rem;
  line-height: 1.7;
  color: var(--text-primary);
  font-style: italic;
  margin-bottom: 24px;
}
.dg-quote__author {
  font-weight: 700;
  color: var(--navy);
  font-size: 1.05rem;
}
.dg-quote__role {
  font-size: 0.9rem;
  color: var(--text-light);
  margin-top: 4px;
}

/* ============================================
   CERTIFICATIONS ENRICHIES
   ============================================ */
.certifications {
  padding: 80px 0;
  background: #fff;
}
.certifications__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
}
.certif-card {
  text-align: center;
  padding: 40px 28px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: #fff;
  transition: transform 0.3s var(--ease), box-shadow 0.3s ease;
}
.certif-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(0,58,116,0.08);
}
.certif-card__icon {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: var(--gray-50);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 1.8rem;
  color: var(--navy);
}
.certif-card__title {
  font-weight: 700;
  font-size: 1.1rem;
  color: var(--text-primary);
  margin-bottom: 10px;
}
.certif-card__desc {
  font-size: 0.92rem;
  color: var(--text-light);
  line-height: 1.6;
}

/* ============================================
   POURQUOI BGFIBANK
   ============================================ */
.why-bgfi {
  padding: 100px 0;
  background: var(--gray-50);
}
.why-bgfi__header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 56px;
  padding: 0 24px;
}
.why-bgfi__header h2 {
  margin-bottom: 16px;
}
.why-bgfi__header p {
  color: var(--text-light);
  font-size: 1.05rem;
  line-height: 1.6;
}
.why-bgfi__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}
.why-card {
  text-align: center;
  padding: 40px 24px;
  background: #fff;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  transition: transform 0.3s var(--ease), box-shadow 0.3s ease;
}
.why-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 40px rgba(0,58,116,0.08);
}
.why-card__icon {
  width: 64px;
  height: 64px;
  border-radius: 16px;
  background: linear-gradient(135deg, var(--navy), #005baa);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 1.5rem;
  color: #fff;
}
.why-card__title {
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--text-primary);
  margin-bottom: 10px;
}
.why-card__desc {
  font-size: 0.9rem;
  color: var(--text-light);
  line-height: 1.6;
}

/* ============================================
   TEMOIGNAGES CLIENTS
   ============================================ */
.testimonials {
  padding: 100px 0;
  background: #fff;
}
.testimonials__header {
  text-align: center;
  max-width: 680px;
  margin: 0 auto 56px;
  padding: 0 24px;
}
.testimonials__header h2 {
  margin-bottom: 16px;
}
.testimonials__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
}
.testimonial-card {
  padding: 36px 28px;
  background: var(--gray-50);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  position: relative;
  transition: transform 0.3s var(--ease), box-shadow 0.3s ease;
}
.testimonial-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 32px rgba(0,58,116,0.06);
}
.testimonial-card__stars {
  color: #f5b731;
  font-size: 0.9rem;
  margin-bottom: 16px;
  letter-spacing: 2px;
}
.testimonial-card__text {
  font-size: 0.95rem;
  color: var(--text-primary);
  line-height: 1.7;
  margin-bottom: 24px;
  font-style: italic;
}
.testimonial-card__author {
  display: flex;
  align-items: center;
  gap: 14px;
}
.testimonial-card__avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1rem;
}
.testimonial-card__name {
  font-weight: 700;
  color: var(--text-primary);
  font-size: 0.95rem;
}
.testimonial-card__role {
  font-size: 0.82rem;
  color: var(--text-light);
  margin-top: 2px;
}

/* ============================================
   FOOTER ENRICHI
   ============================================ */
.footer__info-bar {
  display: flex;
  justify-content: center;
  gap: 48px;
  padding: 20px 24px;
  background: rgba(255,255,255,0.05);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  flex-wrap: wrap;
}
.footer__info-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.88rem;
  color: rgba(255,255,255,0.7);
}
.footer__info-item i {
  color: var(--sage-light);
  font-size: 1rem;
}
.footer__app-stores {
  display: flex;
  gap: 12px;
  margin-top: 16px;
}
.footer__app-stores a {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 16px;
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 8px;
  color: #fff;
  font-size: 0.82rem;
  text-decoration: none;
  transition: background 0.3s ease, border-color 0.3s ease;
}
.footer__app-stores a:hover {
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.4);
}
.footer__app-stores i {
  font-size: 1.2rem;
}

/* ============================================
   MICRO-INTERACTIONS
   ============================================ */
.animated-underline {
  position: relative;
  display: inline-block;
}
.animated-underline::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--navy);
  transition: width 0.3s var(--ease);
}
.animated-underline:hover::after {
  width: 100%;
}
.btn--primary,
.btn--outline {
  transition: all 0.3s var(--ease);
}
.btn--primary:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0,58,116,0.25);
}
.btn--outline:hover {
  transform: translateY(-2px);
}
.service-card,
.espace-card {
  transition: transform 0.35s var(--ease), box-shadow 0.35s ease;
}
.service-card:hover,
.espace-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 16px 48px rgba(0,58,116,0.1);
}

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 1024px) {
  .header__nav { display: none; }
  .header__cta { display: none; }
  .header__toggle { display: flex; }
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .news-grid { grid-template-columns: repeat(2, 1fr); }
  .split { grid-template-columns: 1fr; gap: 36px; }
  .split--reverse { direction: ltr; }
  .metrics__inner { grid-template-columns: repeat(3, 1fr); }
  .footer__grid { grid-template-columns: repeat(2, 1fr); }
  .header__dropdown-menu { min-width: 400px; }
  .why-bgfi__grid { grid-template-columns: repeat(2, 1fr); }
  .certifications__grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 768px) {
  .hero { height: 85vh; min-height: 500px; }
  .hero__nav { display: none; }
  .hero__title { font-size: clamp(2rem, 7vw, 2.8rem) !important; }
  .hero__desc { font-size: 15px; }
  .hero__scroll { display: none; }
  .metrics { margin-top: -36px; }
  .metrics__inner { grid-template-columns: repeat(2, 1fr); }
  .metrics__item { padding: 22px 16px; }
  .metrics__item:nth-child(odd):last-child { grid-column: span 2; }
  .metrics__num { font-size: 1.5rem; }
  .services-grid { grid-template-columns: 1fr; }
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .news-grid { grid-template-columns: 1fr; }
  .section { padding: 56px 16px; }
  .header__top { display: none; }
  .footer__grid { grid-template-columns: 1fr; gap: 28px; }
  .footer__top { flex-direction: column; align-items: flex-start; }
  .footer__bottom { flex-direction: column; gap: 12px; text-align: center; }
  .trust__inner { gap: 20px; }
  .trust__item { font-size: 11px; }
  .simulator { padding: 24px; }
  .dg-quote__inner { flex-direction: column; text-align: center; gap: 32px; }
  .dg-quote__photo { width: 160px; height: 160px; }
  .testimonials__grid { grid-template-columns: 1fr; }
  .why-bgfi__grid { grid-template-columns: 1fr; }
  .certifications__grid { grid-template-columns: 1fr; }
  .footer__info-bar { gap: 20px; flex-direction: column; align-items: center; }
  .dg-quote { padding: 60px 0; }
  .why-bgfi { padding: 60px 0; }
  .testimonials { padding: 60px 0; }
  .certifications { padding: 60px 0; }
}

@media (max-width: 480px) {
  .hero__actions { flex-direction: column; }
  .hero__actions .btn { width: 100%; justify-content: center; }
  .features-grid { grid-template-columns: 1fr; }
  .metrics__inner { grid-template-columns: 1fr; }
  .parallax-cta__actions { flex-direction: column; }
  .parallax-cta__actions .btn { width: 100%; justify-content: center; }
}

/* ============================================
   BACKWARD COMPATIBILITY — Sub-pages classes
   ============================================ */

/* ---- Topbar (old) ---- */
.topbar {
  height: 36px;
  background: var(--navy-darker);
  color: rgba(255,255,255,0.55);
  font-size: 12px;
  display: flex;
  align-items: center;
  position: relative;
  z-index: 1001;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  width: 100%;
}
.topbar__segments { display: flex; gap: 0; }
.topbar__seg {
  padding: 0 18px;
  height: 36px;
  display: flex;
  align-items: center;
  font-weight: 500;
  font-size: 12px;
  color: rgba(255,255,255,0.55);
  transition: all 0.3s;
  border-bottom: 2px solid transparent;
  letter-spacing: 0.02em;
}
.topbar__seg:hover,
.topbar__seg.active {
  color: white;
  background: rgba(255,255,255,0.06);
  border-bottom-color: var(--sage);
}
.topbar__actions { display: flex; align-items: center; gap: 6px; }
.topbar__social { display: flex; align-items: center; gap: 4px; }
.topbar__social a {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.45);
  font-size: 12px;
  transition: all 0.3s;
}
.topbar__social a i {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  height: 100%;
  line-height: 1;
}
.topbar__social a:hover { color: white; background: rgba(255,255,255,0.1); }

/* ---- Navbar (old) ---- */
.navbar {
  height: 72px;
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  position: sticky;
  top: 0;
  z-index: 1000;
  transition: all 0.5s var(--ease);
}
.navbar.scrolled {
  height: 64px;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(16px);
  box-shadow: 0 2px 20px rgba(0,0,0,0.06);
}
.navbar .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
}
.navbar__brand {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-shrink: 0;
}
.navbar__logo {
  height: 44px;
  width: auto;
  transition: all 0.4s var(--ease);
}
.navbar.scrolled .navbar__logo { height: 36px; }
.navbar__slogan {
  font-size: 11px;
  color: var(--text-muted);
  line-height: 1.3;
  border-left: 1px solid var(--gray-200);
  padding-left: 14px;
  letter-spacing: 0.02em;
}
.navbar__menu {
  display: flex;
  align-items: center;
  gap: 2px;
}
.navbar__link {
  padding: 10px 16px;
  font-size: 13.5px;
  font-weight: 500;
  color: var(--text-secondary);
  border-radius: var(--radius-sm);
  transition: all 0.3s;
  position: relative;
  letter-spacing: 0.01em;
}
.navbar__link:hover { color: var(--navy); background: var(--gray-50); }
.navbar__link.active { color: var(--navy); font-weight: 600; }
.navbar__link.active::after {
  content: '';
  position: absolute;
  bottom: 4px;
  left: 16px;
  right: 16px;
  height: 2px;
  background: var(--navy);
  border-radius: 1px;
}
.navbar__cta {
  display: flex;
  align-items: center;
  gap: 10px;
}
.navbar__toggle {
  display: none;
  width: 44px;
  height: 44px;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  color: var(--navy);
  border-radius: var(--radius-sm);
}

/* ---- Subnav (old) ---- */
.subnav {
  background: var(--navy);
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
}
.subnav::-webkit-scrollbar { display: none; }
.subnav .container {
  display: flex;
  align-items: center;
  gap: 0;
  min-width: max-content;
}
.subnav__link {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 13px 20px;
  font-size: 13px;
  font-weight: 500;
  color: rgba(255,255,255,0.65);
  white-space: nowrap;
  transition: all 0.3s;
  border-bottom: 2px solid transparent;
}
.subnav__link:hover { color: white; background: rgba(255,255,255,0.05); }
.subnav__link.active { color: white; border-bottom-color: var(--sage); }
.subnav__link i { font-size: 14px; opacity: 0.7; }
.subnav__divider {
  width: 1px;
  height: 20px;
  background: rgba(255,255,255,0.12);
  margin: 0 4px;
  flex-shrink: 0;
}

/* ---- Page Hero ---- */
.page-hero {
  position: relative;
  min-height: 260px;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--navy-deep);
  padding: 140px 24px 56px;
}
.page-hero__bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  opacity: 0.3;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(0,26,58,0.85) 0%, rgba(0,43,86,0.55) 50%, rgba(0,58,116,0.35) 100%);
  z-index: 1;
}
.page-hero .container { position: relative; z-index: 2; }
.page-hero__content { position: relative; z-index: 2; }
.page-hero__content h1 {
  color: white;
  font-size: clamp(1.8rem, 3.5vw, 2.6rem);
  font-weight: 800;
  margin-bottom: 10px;
  letter-spacing: -0.015em;
}
.page-hero__content p {
  color: rgba(255,255,255,0.65);
  font-size: 15px;
  max-width: 550px;
  line-height: 1.7;
}
.page-hero__breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: rgba(255,255,255,0.45);
  margin-bottom: 14px;
  flex-wrap: wrap;
}
.page-hero__breadcrumb a { color: var(--sage-light); transition: color 0.3s; }
.page-hero__breadcrumb a:hover { color: white; }
.page-hero__breadcrumb span { color: rgba(255,255,255,0.75); }

/* ---- Content Blocks ---- */
.content-block {
  max-width: 900px;
}
.content-block h2 {
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  color: var(--navy);
  margin-bottom: 16px;
}
.content-block p {
  font-size: 15px;
  color: var(--text-secondary);
  line-height: 1.8;
  margin-bottom: 16px;
}
.content-block ul {
  padding-left: 0;
  margin-bottom: 16px;
}
.content-block li {
  position: relative;
  padding-left: 22px;
  margin-bottom: 10px;
  font-size: 15px;
  color: var(--text-secondary);
  line-height: 1.7;
}
.content-block li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 10px;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--navy);
}

/* ---- Section Label (old) ---- */
.section-label {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 16px;
}
.section-label::before {
  content: '';
  width: 28px;
  height: 2px;
  background: var(--navy);
  border-radius: 1px;
}
.section-desc {
  font-size: 16px;
  color: var(--text-secondary);
  max-width: 560px;
  line-height: 1.7;
}

/* ---- Split Section (old) ---- */
.split-section {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}

/* ---- Cards Grid (old) ---- */
.cards-grid {
  display: grid;
  gap: 20px;
}
.cards-grid--2 { grid-template-columns: repeat(2, 1fr); }
.cards-grid--3 { grid-template-columns: repeat(3, 1fr); }
.cards-grid--4 { grid-template-columns: repeat(4, 1fr); }

/* ---- Service Card Visual (old compat) ---- */
.service-card__visual { height: 200px; overflow: hidden; }
.service-card__visual-inner {
  width: 100%;
  height: 100%;
  background-size: cover;
  background-position: center;
  transition: transform 0.6s var(--ease);
}
.service-card:hover .service-card__visual-inner { transform: scale(1.04); }
.service-card__action {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  transition: all 0.3s;
}
.service-card__action:hover { gap: 12px; }
.service-card__action i { font-size: 11px; }
.service-card__badge {
  position: absolute;
  top: 16px;
  left: 16px;
  padding: 5px 12px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  border-radius: 50px;
  color: white;
}
.service-card__badge--popular { background: var(--navy); }
.service-card__badge--new { background: var(--sage); color: var(--navy-deep); }

/* ---- News Card (old body/link compat) ---- */
.news-card__image { overflow: hidden; border-radius: var(--radius-md); }
.news-card__image-inner {
  width: 100%;
  height: 100%;
  min-height: 200px;
  background-size: cover;
  background-position: center;
  transition: transform 0.6s var(--ease);
}
.news-card:hover .news-card__image-inner { transform: scale(1.04); }
.news-card__body { padding: 24px; }
.card__link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  transition: gap 0.3s;
}
.card__link:hover { gap: 10px; }

/* ---- Parallax Section (old) ---- */
.parallax-section {
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 380px;
}
.parallax-section--sm { min-height: 300px; }
.parallax-section__bg {
  position: absolute;
  inset: -20%;
  background-size: cover;
  background-position: center;
}
.parallax-section__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(0,26,58,0.9) 0%, rgba(0,43,86,0.75) 100%);
}
.parallax-section__content {
  position: relative;
  z-index: 2;
  width: 100%;
  padding: 72px 24px;
}

/* ---- Certification Cards (old) ---- */
.cert-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  max-width: 1000px;
  margin: 0 auto;
}
.cert-card {
  text-align: center;
  padding: 32px;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  backdrop-filter: blur(10px);
  transition: all 0.4s var(--ease);
  position: relative;
  overflow: hidden;
}
.cert-card:hover { background: rgba(255,255,255,0.1); transform: translateY(-3px); }
.cert-card__icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: rgba(168,176,136,0.2);
  border: 1px solid rgba(168,176,136,0.3);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 14px;
  font-size: 22px;
  color: var(--sage-light);
}
.cert-card__title { color: white; font-size: 1.2rem; margin-bottom: 6px; }
.cert-card__text { font-size: 14px; color: rgba(255,255,255,0.6); line-height: 1.6; }

/* ---- Info Box ---- */
.info-box {
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  padding: 24px;
  margin-bottom: 20px;
  position: relative;
  overflow: hidden;
}
.info-box h3 { color: var(--navy); font-size: 1.1rem; margin-bottom: 6px; }
.info-box p { font-size: 14px; color: var(--text-secondary); line-height: 1.7; }

/* ---- Pricing Card ---- */
.pricing-card {
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 32px 24px;
  text-align: center;
  transition: all 0.4s var(--ease);
  position: relative;
  overflow: hidden;
}
.pricing-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--gray-300);
}
.pricing-card--featured {
  border-color: var(--navy);
  box-shadow: var(--shadow-md);
}
.pricing-card__badge {
  position: absolute;
  top: 0;
  right: 24px;
  padding: 5px 14px;
  background: var(--navy);
  color: white;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  border-radius: 0 0 8px 8px;
}
.pricing-card__title { font-size: 1.2rem; color: var(--navy); margin-bottom: 6px; }
.pricing-card__price {
  font-size: 2rem;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 4px;
}
.pricing-card__period { font-size: 13px; color: var(--text-muted); margin-bottom: 18px; }
.pricing-card__features { margin-bottom: 24px; }
.pricing-card__features li {
  padding: 9px 0;
  border-bottom: 1px solid var(--gray-100);
  font-size: 14px;
  color: var(--text-secondary);
  display: flex;
  align-items: center;
  gap: 10px;
}
.pricing-card__features li i { color: var(--sage); font-size: 12px; }

/* ---- FAQ (old) ---- */
.faq-item {
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-md);
  margin-bottom: 10px;
  overflow: hidden;
  transition: all 0.3s;
  background: white;
}
.faq-item.active { border-color: var(--navy); }
.faq-item__question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 22px;
  cursor: pointer;
  font-weight: 600;
  font-size: 15px;
  color: var(--text-primary);
  transition: all 0.3s;
}
.faq-item__question:hover { color: var(--navy); }
.faq-item__question i {
  transition: transform 0.3s;
  color: var(--navy);
  font-size: 13px;
}
.faq-item.active .faq-item__question i { transform: rotate(180deg); }
.faq-item__answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s var(--ease), padding 0.4s;
  padding: 0 22px;
}
.faq-item.active .faq-item__answer {
  max-height: 600px;
  padding: 0 22px 22px;
}
.faq-item__answer p {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.8;
}

/* ---- Contact Form ---- */
.contact-form {
  max-width: 640px;
}
.form-group {
  margin-bottom: 18px;
}
.form-group label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 6px;
}
.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 13px 16px;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-sm);
  font-family: var(--font-main);
  font-size: 15px;
  color: var(--text-primary);
  transition: border-color 0.3s;
  background: white;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(0,58,116,0.06);
}
.form-group textarea { min-height: 120px; resize: vertical; }

/* ---- Agence Card ---- */
.agence-card {
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 24px;
  transition: all 0.4s var(--ease);
}
.agence-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: var(--navy);
}
.agence-card h3 { font-size: 1.05rem; color: var(--navy); margin-bottom: 8px; }
.agence-card p { font-size: 14px; color: var(--text-secondary); line-height: 1.6; }
.agence-card__info {
  margin-top: 12px;
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.agence-card__info span {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--text-secondary);
}
.agence-card__info i { color: var(--navy); font-size: 12px; width: 16px; }

/* ---- Steps / Timeline ---- */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  counter-reset: step;
}
.step-card {
  text-align: center;
  padding: 28px 18px;
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  position: relative;
  counter-increment: step;
}
.step-card::before {
  content: counter(step);
  display: flex;
  align-items: center;
  justify-content: center;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--navy);
  color: white;
  font-size: 16px;
  font-weight: 800;
  margin: 0 auto 14px;
}
.step-card h3 { font-size: 0.95rem; color: var(--navy); margin-bottom: 6px; }
.step-card p { font-size: 13px; color: var(--text-secondary); line-height: 1.6; }

/* ---- Main Content wrapper ---- */
.main-content { }

/* ---- Article Body ---- */
.article-body { max-width: 760px; margin: 0 auto; }
.article-body h2 { color: var(--navy); margin: 28px 0 10px; }
.article-body h3 { color: var(--navy); margin: 20px 0 8px; }
.article-body p { color: var(--text-secondary); line-height: 1.8; margin-bottom: 16px; }
.article-body img { border-radius: var(--radius-md); margin: 20px 0; }
.article-body blockquote {
  border-left: 3px solid var(--navy);
  padding: 14px 22px;
  margin: 20px 0;
  background: var(--gray-50);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  font-style: italic;
  color: var(--text-secondary);
}

/* ---- Backward compat responsive ---- */
@media (max-width: 1024px) {
  .navbar__menu { display: none; }
  .navbar__cta { display: none; }
  .navbar__toggle { display: flex; }
  .split-section { grid-template-columns: 1fr; gap: 36px; }
  .cards-grid--3 { grid-template-columns: repeat(2, 1fr); }
  .cards-grid--4 { grid-template-columns: repeat(2, 1fr); }
  .cert-grid { grid-template-columns: 1fr; }
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 768px) {
  .topbar { display: none; }
  .page-hero { min-height: 200px; padding: 108px 16px 36px; }
  .page-hero__content h1 { font-size: 1.7rem; }
  .cards-grid--2 { grid-template-columns: 1fr; }
  .cards-grid--3 { grid-template-columns: 1fr; }
  .cards-grid--4 { grid-template-columns: 1fr; }
  .steps-grid { grid-template-columns: 1fr; }
}
@media (max-width: 480px) {
  .navbar { height: 60px; }
  .navbar__logo { height: 34px; }
  .page-hero { padding: 88px 16px 28px; }
}

/* section__label / section__title — old class aliases */
.section__label {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 16px;
  padding: 5px 12px;
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: 50px;
}
.section__title {
  font-size: clamp(1.5rem, 2.5vw, 2rem);
  color: var(--navy);
  margin-bottom: 16px;
  letter-spacing: -0.015em;
}
.section__header {
  margin-bottom: 36px;
}

/* Data table — sobre */
.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 14px;
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--gray-200);
}
.data-table thead th {
  background: var(--navy);
  color: white;
  padding: 13px 18px;
  font-weight: 600;
  text-align: left;
  font-size: 13px;
  letter-spacing: 0.02em;
}
.data-table tbody td {
  padding: 13px 18px;
  border-bottom: 1px solid var(--gray-100);
  font-size: 14px;
  color: var(--text-secondary);
}
.data-table tbody tr:nth-child(even) {
  background: var(--gray-50);
}
.data-table tbody tr:hover {
  background: rgba(0,58,116,0.02);
}

/* ---- timeline / process cards ---- */
.process-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 20px;
}
.process-card {
  background: white;
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  padding: 28px 22px;
  text-align: center;
  transition: all 0.4s var(--ease);
}
.process-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}

/* ---- Tabs (old compat) ---- */
.tabs {
  display: flex;
  gap: 4px;
  margin-bottom: 28px;
  flex-wrap: wrap;
}
.tabs [data-tab-trigger] {
  padding: 11px 22px;
  font-size: 14px;
  font-weight: 600;
  color: var(--text-secondary);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-sm);
  background: white;
  cursor: pointer;
  transition: all 0.3s;
}
.tabs [data-tab-trigger]:hover { color: var(--navy); border-color: var(--navy); }
.tabs [data-tab-trigger].active {
  background: var(--navy);
  color: white;
  border-color: var(--navy);
}

/* ---- Promo Banner ---- */
.promo-banner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 22px 28px;
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg);
  gap: 20px;
}
.promo-banner__content h3 { font-size: 15px; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.promo-banner__content p { font-size: 13px; color: var(--text-secondary); }

@media (max-width: 768px) {
  .data-table { font-size: 12px; }
  .data-table thead th,
  .data-table tbody td { padding: 10px 12px; }
  .promo-banner { flex-direction: column; text-align: center; }
}